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Time Value of Money

Calculate future value (FV) from present value using compound interest

Calculate the future value of a present sum using compound interest. Enter present value, annual rate, and number of years.

Future value

Future Value (FV)

1,967.15

Total Interest Earned

967.15

How to use

  1. Enter the present value (PV) — the amount you have today.
  2. Enter the annual interest rate as a percentage.
  3. Enter the number of years the money will grow.
  4. Read the future value (FV) and total interest earned calculated instantly using compound interest.

Examples

  • PV 1,000, rate 7%, 10 years produces a future value of 1,967.15 and total interest of 967.15.
  • PV 5,000, rate 5%, 20 years gives a future value of 13,266.49 — more than doubling the principal.

Verify outputs before using in production. No warranty — see Terms.